Medicare & Medicaid Together – Dual Special Needs Plans

 If you qualify for both Medicare and Medicaid, you may be eligible for a Dual Special Needs Plan (DSNP). These plans are designed to give you more benefits, savings, and coverage at little to no extra cost.

A Dual Special Needs Plan (DSNP) is a Medicare Advantage plan specifically for people who have both Medicare and Medicaid. These plans help coordinate your benefits, giving you extra coverage and lower out-of-pocket costs.

You may qualify if you:
✔️ Have Medicare (Part A & Part B)
✔️ Are enrolled in Medicaid in your state
✔️ Meet the income and resource requirements for Medicaid assistance

Even if you’re not sure if you qualify, I can help you check your eligibility!

With a DSNP, you may get MORE than just Medicare and Medicaid alone. Your plan may include:

✅ $0 Monthly Premiums – Most DSNPs have no extra cost to you
✅ Low or $0 Copays – Medicaid helps cover your Medicare costs
✅ Prescription Drug Coverage (Part D) – $0 or very low-cost prescriptions
✅ Dental, Vision & Hearing Benefits – Extra coverage not included in Original Medicare
✅ Over-the-Counter (OTC) Allowance – Money to buy everyday health items like vitamins and pain relievers
✅ Transportation Services – Rides to medical appointments
✅ Meal & Wellness Programs – Access to healthy meal deliveries and fitness programs

Medicare is your primary insurance and covers:
➡️ Hospital stays (Part A)
➡️ Doctor visits & outpatient care (Part B)
➡️ Prescription drug coverage (Part D)

Medicaid helps pay for what Medicare doesn’t, including:
✔️ Medicare premiums, deductibles, and copays
✔️ Long-term care (like nursing homes or home care)
✔️ Additional state-specific benefits

With a DSNP, everything is combined into ONE easy-to-use plan so you don’t have to juggle multiple coverages!

Enrolling is simple, and I’m here to help! As an independent broker, I work with most of the top insurance carriers in your area to find the best DSNP for you.