What is LIS (Extra Help)?
The Low-Income Subsidy (LIS) is a federal program that helps Medicare beneficiaries with limited income and resources pay for their Medicare Part D prescription drug coverage. If you qualify, you could save thousands of dollars per year on:
✅ Monthly Part D premiums
✅ Annual deductibles
✅ Copayments and coinsurance for prescriptions
Many people qualify and don’t even realize it!
Who Qualifies for LIS?
You may be eligible for Extra Help if you have:
🔹 Limited income (based on federal poverty guidelines)
🔹 Limited resources (such as savings, investments, and real estate, excluding your home)
🔹 Medicare Part A and/or Part B coverage
Even if your income is slightly above the limit, you may still qualify for partial Extra Help.
How Much Can You Save?
With Extra Help, your prescription drug costs can be significantly reduced. You’ll pay no more than:
💊 $0 to low monthly premiums (depending on your plan)
💊 No or low deductibles
💊 $0 to low copays for generic and brand-name medications
How to Apply for LIS (Extra Help)
Applying is easy, and I can guide you through the process! You can:
✔️ Apply online at Social Security’s website
✔️ Call Social Security at 1-800-772-1213
✔️ Visit your local Medicaid office
✔️ Reach out to me for free assistance!
Why Work With Me?
As an independent Medicare broker, I work with most of the top insurance carriers in your area. My goal is to help you understand all your Medicare options, including LIS eligibility, and make sure you’re getting the benefits you deserve.